Jain Irrigation Systems Ltd.
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Treasury Dashboard

Outstanding by lender

Fund-based + Non-fund + Term outstanding vs. sanctioned limit (dashed track)
Fund-based Non-fund (LC/BG) TL / NCD / FITL

Decision intelligence

deterministic rules · computed from live data · no AI model in the loop
Forecasts, anomaly detection, and recommendations — every item shows the exact rule and inputs behind it
Lender attention scores

Facility mix — outstanding

Debt service

By due date

Interest outlook

Monthly interest — entered vs projected

Utilisation watchlist

Facility heads closest to fully drawn

Fiscal year — interest & principal by month

Every month of the year with its calculation basis. Click a month row to open its full bank × facility drill-down, or a bank chip to open that bank's page.

Facilities

ROI, outstanding on record, and latest daily balance

Limits & heads

Sanctioned vs. outstanding by head (₹ Cr)

Interest & principal by month

Entered figures from workbooks · click a month to jump to that projection

Upcoming repayments

From the repayment schedule — next 8 instalments for this lender

Daily balance history

Last 90 days — one compact chart per facility, latest balance and day-on-day change shown top right

Borrowing Profile

Bank-wise limits & outstanding · ₹ in Crores · edit in Admin

Utilisation heatmap

Outstanding as % of sanctioned limit — darker = closer to fully drawn. Click any cell to open that bank.

Summary — FB / NFB / Term

Non-fund based — LC / BG

Term — FITL / NCD-ECB2

Interest Due Projection

Entered figures entered from the monthly workbook · projected computed from balances × ROI · figures editable in Admin

"As per bank" saves to the database once advices arrive — difference computes against the entered/projected figure

Daily Balances / Bank Statements

Upload day-wise outstanding from bank statements — projections and date-wise calculations run off these

Upload bank statement PDF auto-extract

Drop a PDF from the bank's portal — the parser detects the bank, extracts day-wise closing balances and interest debit lines (Int.Coll / Debit of Interest etc.), and shows a preview before saving. Balances go to daily history; ticked interest debits sum into the "As per bank" column of the Interest Due matrix for the chosen month. Penal charges are unticked by default.
Drop PDF here or click to choose

Upload statement CSV

Columns: Bank, Facility, Date, Amount(₹) · dates DD-MM-YYYY or YYYY-MM-DD · one row per day per facility
Drop CSV here or click to choose
e.g. SBI, CC, 05-07-2026, 1979822844.53
No file loaded.

Add a balance manually

Single day-end balance for one facility

Coverage & latest balances

Days loaded in the selected projection month, and the most recent balance on record per facility

Interest Calculation

Workbook-style date-wise calculation from daily balances, plus a quick what-if calculator

Date-wise calculation

Balance carried forward day to day; days without an uploaded balance use the last known figure

Quick what-if

Daily interest
Interest for period
In ₹ Crores

Repayment Schedule

Term-loan, NCD, FITL, ECB and other principal repayments — seeded from the TL master (Mar-26), fully editable by admins

Repayments by month

Scheduled principal outflow (₹ Cr) — next 24 months

Add a repayment

Schedule

Rate of Interest Chart

Rates by lender × facility · edit in Admin
UCO Bank CC: MCLR (8.75%) + 3.30% spread. IFC/PROPARCO/FMO/DEG tranches at 7.90194%; ECB-2 tranches at 0.01%.

Audit Logs

Every change made in the portal — who did it, what changed, and when. Records are written by the database itself and cannot be edited from the app.

Change history

Admin

Add, edit or remove banks, limits, facilities, ROIs and monthly interest entries

Admin PIN

Convenience lock only — change the PIN under Settings.